Avios

Chase has three credit cards that earn Avios: (1) British Airways, (2) Iberia, and (3) Aer Lingus. All three airlines are owned by IAG and points can be transferred between the three programs. 

  British AirwaysIberiaAer Lingus
Application LinkLinkLinkLink
Bonus100,000100,000100,000
Minimum Spend for Full Bonus $20,000$20,000$20,000
Annual Fee$95$95$95
Earning3x on British Airways; 1x everywhere else3x on IAG airlines; 1x everywhere else.3x on IAG airlines; 1x everywhere else.
BenefitsNo foreign transactions fees, secondary rental car insurance, baggage delay insurance, purchase protection, lost luggage reimbursement, and extended warrantyNo foreign transactions feesNo foreign transaction fees
Airline PerksTravel Together Ticket if you spend $30,000. Must pay fees for ticket. 10% discount on flights.$1,000 discount voucher when purchasing 2 tickets if you spend $30,000 in a calendar year. 10% off Iberia flights.Companion ticket if you spend $30,000 (no taxes or fees). Priority Boarding

Application Link (Target: 100,000; Current: 100,000)

Annual Fee: $95

Earning: 3x at British Airways and 1x everywhere else.

Benefits: No foreign transaction fees, secondary rental car insurance, baggage delay insurance, 120-day purchase protection, and lost luggage reimbursement.

Verdict: The British Airways card is a great card to keep for exactly one year. The bonus is usually quite good but requires a high minimum spend. Additionally, British Airways points are worth above 2 cents per points, so putting regular spend on the card is a good idea. However, the card lacks other benefits to justify a $95 annual fee. Lastly, you can find our information on British Airways here.

 

 

Iberia Airlines

Application Link (Target: 100,000; Current: 100,000) (not subject to 5/24)

Annual Fee: $95

Earning: 3x on IAG Airlines (Iberia, British Airways, Aer Lingus, and LEVEL) and 1x everywhere else. 

Benefits: $1,000 voucher for flights for two people when you spend $30,000 in a calendar year, 10% discount on Iberia flights at iberia.com/chase10, and no foreign transaction fees.

Aer Lingus

Application Link (Target: 100,000; Current: 100,000) (not subject to 5/24)

Annual Fee: $95

Earning: 3x on IAG Airlines (Iberia, British Airways, Aer Lingus, and LEVEL) and 1x everywhere else. 

Benefits: Companion ticket if you spend $30,000 in a calendar year (no taxes or fees), Priority Boarding on Aer Lingus, and no foreign transaction fees.