Chase United Airlines Credit Cards

The United Credit Cards are great cards to keep because it will allow you to book basic economy without being subject to the restrictions of basic economy, better award availability, and a free checked bag when buying the ticket with the United credit card.


United Explorer

Personal Application Link (Target: 60,000; Current: 40,000) (subject to 5/24)

Business Application Link (Target: 70,000; Current: 75,000) (subject to 5/24)

Annual Fee: $95 (waived for the first year for both cards)

Personal Earning: 2x for United, dining, and hotels; and 1x everywhere else.

Business Earning: 2x for United, restaurants, gas, and office supplies stores; 1x everywhere else.

Benefits:

  • Free first checked bag. 
  • Priority boarding
  • 2 United Club passes each anniversary
  • $100 global entry credit
  • 25% off in-flight purchases
  • No foreign transactions
  • Primary rental car insurance
  • Baggage delay insurance
  • Lost luggage reimbursement
  • Trip cancellation insurance
  • 12-hour trip delay insurance
  • 120-day purchase protection.

United Elite Members: If you are a United Elite member and have this card, you can get upgrades on award flights. If you are an Elite member and don’t have this card, you can only get upgraded on cash flights and not award flights. 


United Club

Application Link (Target: 70,000; Current: 50,000) (subject to 5/24)

Annual Fee: $450

Earning: 2x for United and 1.5x everywhere else.

Benefits

  • United Club membership (can bring in travel companions) plus other Star Alliance Lounges
  • Hertz President’s Club Status
  • Free first and second checked bag (United says you must use the card to pay for flight or taxes and fees on an award ticket to get the benefit, but in practice, you just need the card associated with your account to get the benefit)
  • Priority boarding
  • No close-in award booking fees
  • Priority check-in
  • No foreign transactions
  • Primary rental car insurance
  • 10,000 bonus points if you spend $25,000 per year
  • Baggage delay insurance
  • Lost luggage reimbursement
  • Trip cancellation insurance
  • 12-hour trip delay insurance
  • 120-day purchase protection.

Note: Authorized users do not get United Club membership, unlike the Citi American Airlines card, where all authorized users get Admirals Club memberships. However, you do get access to other Star Alliance Airline’s Business Class lounge. Visit this website and choose “Paid Membership Card,” Select “United Club,” and the airport you want lounge access at.