Citi ThankYou Rewards Credit Cards

Citi has four credit cards that earn Citi ThankYou Rewards Points: (1) Citi Prestige (covered on a different page), Citi Premier, Citi Preferred, and the Citi AT&T All Access credit card.

Citi Premier

Application Link (Target: 50,000, Current: 50,000)

Annual Fee: $0 first year, $95 subsequent years

Earning ThankYou Points

  • 3x points on travel and gas
  • 2x points on restaurants and entertainment
  • 1x points on everything else

Benefits: No foreign transactions, points are worth 25% more when redeemed for airfare through thank you travel center, 60-day price rewind, 12-hour trip delay insurance, trip cancellation insurance, lost baggage protection, secondary rental car insurance, 120-day purchase protection, and 90-day return protection.

Citi Preferred

Application Link (Target: 30,000; Current: 0 )

Annual Fee: $0

Earning: 2x on Dining and Entertainment; 1x everywhere else.


Citi AT&T Access

Application Link (Target: 10,000; Current: 10,000 ThankYou Points) (There used to be a more valuable Access More card, but it was considered too good of a card and Citi removed the large sign up bonus and great benefits) (Not subject to Prestige/Premier/Preferred "family" sign up bonus rules. You can get bonus as long as you did not get bonus from another AT&T Access card in last 24 months of opening or closing)

Annual Fee: $0

Earning: 2x on AT&T and "select" online and travel companies; 1x everywhere else.

  • Citi does not give an exact definition of "select" but states "eligible retail (including department store websites, specialty store websites, warehouse store websites and boutique websites) and travel websites (including online travel agencies, and hotel and airline websites)"